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Finance Tools

Loan Calculator

Calculate monthly payment, total payment, and total interest for fixed-rate loans.

Repayment calculation

No hidden loan assumptions

Fees, down payment, and extra payments start at zero and only affect the result when you enter them.

Optional costs default to zero. The calculator does not silently add fees, down payment, or extra payments. Results are planning estimates and do not include lender-specific insurance, taxes, penalties, or changing rates unless entered.

Loan estimate
$1,000.00 / month
Financed principal
$12,000.00
Scheduled payment
$1,000.00
Estimated interest
$0.00
Estimated total paid
$12,000.00
Scheduled term
12 months
Estimated payoff
12 months